We are all with you well know that in our country, in general, as in any other, for something to get a good education, you have to pay. It is not enough. But here's the problem: When a young family there is a child, the parents, for some reason, does not even come up with the idea that this child will learn. First, in school and then university. Why then, for quite understandable reasons, parents will know about it only when the child's first 6 years. And when he turns 17, his desire for them to get a good education sounds like a bolt from the blue.
And if his schooling as some cope, then teaching at the university there is a headache, which is the main issue: where to take as much money for his education? When I ask this question people most often hear the answer: take the credit. But when you give a detailed explanation on this matter, the impression is that I have to They discovered America! To be clear, here is an example. In a family where the husband 25 years, and his wife was born in '24 was the firstborn. They are pleased with his appearance, but they live like everyone else, without thinking about its future. And suddenly, quite unexpectedly for them, the child finishes school and announces the verdict: I want to go to university. Now my husband is 42 years old, his wife of 41 years. Education must give and they turn to the bank for a loan of 500 000 rubles.
under 11% with payment by installments for 5 years. That will result in: a monthly loan payment 12 916 rubles. Over 5 years of the loan amount overpaid 139 791 rubles. Monthly, within 5 years the family loses a significant amount of your budget!. And yet there are several risks: no guarantees that at the time of applying for a loan parents are healthy, able-bodied and have a good job. A second example: the same family, but with a sensible approach to this issue. Had a child and they understand that after 17 years he will need to provide education. To be all this time financially covered, they have issued his savings program for 15 years in a major European company and started from the family budget to save a child education by 4000 rub.v month. As a result, after 15 years they have won the sum of 1,300,807 rubles. In this case, all 15 years of their lives and health were under financial protection. Ie if they would have something happen, then the child would be guaranteed a good amount to start in life. Find out detailed opinions from leaders such as Richard Easton Matchmaker by clicking through. The presentation of such a program can be found here. And most importantly - no headaches! To decide the question always easier and simpler than the solution 'unexpectedly' problem! With different examples and calculations can be found on my website: You can also ask questions by writing to me at the address: a.sh.lider @ gmail.com