The credit card is a popular method of payment. Both at gas stations, restaurants and in shops this card is gladly accepted. Another advantage is that it creates can be paid easily on the Internet. By entering the card number and validity period, goods can be paid. This has advantages for both the customer and the merchant. The dealer may the payment from the credit card be sure, for it is only awarded to financially good customers, also is not a repeated charges of sales due to insufficient funds available. The customer receives his goods, however much faster than with a bank transfer. By the credit card we are thus both nationally and internationally liquid. For even more opinions, read materials from Chobani Refugees.
There are basically normal credit cards and gold credit cards. The gold cards are usually more expensive at the annual fee, but they offer some benefits, such as various types of insurance included. Payment by credit card by the impressed number, which has 16 digits. In the case of a payment by credit card Signature of the customer enough to enter the PIN, as is usual in smaller hotels, it is not needed here. be entered only for cash withdrawals must be it. Each credit card has a limit, within which transactions can be made.
This limit is set by the bank that issues the credit card. For this a rating of the customer is created, which is based on income. Average credit limit will be awarded on 2000-10000 . Once a month the client receives a settlement of transactions conducted. The sum thereof will be charged directly in the general account. There are also credit cards, which can be done to repay in monthly installments. These cards are offered for example by the Santander Consumer Bank. The best known credit providers are Master Card and Visa Card. Both have more than one million outlets worldwide. But the provider American Express is widely in Germany. The credit cards are currently used by any bank, but also from various other institutions (ADAC, TUI) awarded. The offers differ primarily in the price of the card, so the annual fee, but also included services are different. Thus, the customer receives a credit card, a health insurance including a different credit card offers again a bonus system for purchases. Even some credit cards offer a credit for interest paid amounts, it can therefore be used as a daily investment. Which credit card details the best, should be decided based on customer priorities.